What These Terms Cover
These Terms & Conditions explain how you open and use an account, keep login details private, and provide accurate contact details for phone verification. They also set the conditions for transactions made through DANA, OVO, GoPay, QRIS, bank transfer or virtual account, including checks needed before
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a balance movement is processed. You remain responsible for checking that access is permitted where you are located, because eligibility depends on local law. The terms also describe when we may pause an account to investigate unusual activity, correct a transaction record or request missing account
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details. If we update a clause, we will place the current wording on this page and show the applicable date. Continuing to use the account after an update means you accept the revised Terms & Conditions. Keep your own copy of any receipt, account message or
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policy version that matters to you.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.